CDs lock up your cash and limit your growth. Learn how much more $50K could earn elsewhere, and where I'd actually put my money.

In the post-pandemic era, certificate of deposit (CD) interest rates soared with many offering rates above 5%. These rates, which were the highest in years, were prompted by multiple increases in the ...

CDs give you fixed returns, but locking up your cash can backfire. Here's how to know when it makes sense and when it doesn't ...

This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

High interest rates have been a boon to CD savers, with the best CD rates hovering around 4% to 5% for a while. But the Federal Reserve Board just announced a 0.50 percentage point cut to the federal ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. So, how much interest can a $10,000 long-term CD earn now, if opened in ...

High-yield savings accounts offer roughly the same APY and more flexibility. The stock market has achieved much higher long-term returns. If you have high-interest debt, then investing in CDs is a ...

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings goals best.

In the midst of all the market volatility, many investors are seeking safe havens for their money. And for some savings instruments, time is of the essence. Take, for example, the classic bank ...

Well, it happened. The Federal Reserve lowered its benchmark interest rate last month, and is expected to do so again at its next meeting. That means that we all really need to be thinking harder ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...